What Happens to Solar Panels in a Hurricane?
If you live in a coastal area, you’re no stranger to hurricane season. And if you’re thinking about investing in solar energy, you might be wondering — can solar panels stand up to hurricane-force winds and rain?
Good news: Solar panels are among the most resilient home energy technologies available today.
Are Solar Panels Hurricane-Proof?
While no system is entirely hurricane-proof, solar panel manufacturers and installers design modern systems to handle extreme weather. In hurricane-prone states like Florida, Louisiana, and Texas, local building codes already require solar arrays to meet strict wind resistance standards.
Solar panels are typically tested to withstand winds of 140–160+ mph, depending on the brand and mounting system.
Panels are anchored using heavy-duty bolts into the roof beams, which minimizes the risk of uplift — a major issue during high winds.
Aluminum frames and tempered glass help protect the panels from hail, flying debris, and heavy rain.
Even in category 4 or 5 hurricanes, solar panels that are properly installed usually remain intact.
Real-World Examples of Solar Durability
Storms in recent years have provided real-world case studies on solar panel durability:
Hurricane Florence (2018): Over a million people lost power across the Carolinas. But solar farms and rooftop solar systems remained operational — some functioning the very next day.
Hurricane Michael (2018) and Hurricane Sandy (2012): Multiple solar installations across Florida and New Jersey reported little to no damage, even as nearby homes and infrastructure suffered major destruction.
Duke Energy noted zero solar farm damage despite massive grid outages caused by wind and flooding.
Solar Panels and Insurance Coverage
One of the most common causes of damage during hurricanes isn’t the wind itself — it’s falling debris like tree limbs or roofing materials.
Here’s what you need to know:
Most home insurance policies cover rooftop solar systems, since they’re considered part of the permanent structure.
Ground-mounted solar arrays or carports might require an additional rider or standalone policy.
Always consult your insurance agent to confirm how your policy treats solar and whether additional protection is needed.
💡 Pro tip: Consider raising your coverage limits slightly if you’re installing a high-value solar system. It may protect you from future claim complications.
Investing in Quality Installation Pays Off
Not all solar systems are created equal. To get the best protection from storms:
Choose high-quality panels with third-party certifications for wind and hail resistance.
Work with licensed, experienced installers who know local building codes.
Verify anchoring and mounting methods that are hurricane-rated.
Remember, cutting corners on price now can lead to bigger costs later if the panels fail under pressure.
The Bottom Line
Hurricanes are powerful — but so are solar panels. With proper planning, quality materials, and a trusted installation team, your solar system can stand strong through the storm.
Still have questions? Homezies can connect you with trusted local solar installers who know how to hurricane-proof your system and maximize your energy savings.